FinTrack AI — Last updated August 10, 2026
FinTrack AI ("we", "our", "the app") is a personal finance app that helps you track expenses, income, budgets, and financial goals, with AI-powered insights. This policy explains what information we collect, how we use it, and the choices you have.
Your email address, and optionally your name and phone number (phone number is only collected if you choose to use Bank Import, to identify your consent with the Account Aggregator).
Expenses, income entries, budgets, financial goals, investment records, and any notes or categories you create. This is the core data the app is built to help you manage.
Photos you take or upload of receipts, used to automatically extract the amount, merchant, date, and category via AI. Images are sent to our AI provider for this processing and are not permanently stored by that provider beyond what's needed to generate the result.
If you use voice entry for expenses, your device's own speech-recognition system (part of Android/iOS) converts speech to text locally or via the device's own speech service — we receive only the resulting text, not audio recordings.
If you enable biometric app lock (fingerprint/face unlock), this is handled entirely by your device's own operating system. We never receive, see, or store your biometric data — the app only receives a yes/no confirmation that you were verified.
If you choose to link a bank account, we access your transaction data only after you explicitly grant consent through a licensed Account Aggregator (a RBI-regulated entity), for the specific accounts, data range, and duration you approve. You can revoke this consent at any time.
If you subscribe to Premium or Pro, payment is processed entirely by Razorpay, our payment processor. We do not receive or store your full card number, UPI PIN, or other sensitive payment credentials — only confirmation that a payment succeeded and your subscription status.
A device token for sending push notifications (if enabled), and basic app usage needed to operate the service (e.g. which features you've used, for support purposes).
We do not sell your personal or financial data to anyone.
Each of these receives only what's needed for its specific purpose, described below.
| Service | Purpose | What it receives |
|---|---|---|
| Supabase | Backend, database, authentication | All account and financial data you enter (this is where your data is stored) |
| OpenAI | AI insights, receipt scanning, AI chat | Receipt images, and financial summaries needed to generate insights — not shared for OpenAI's own model training, per their API data-use terms |
| Razorpay | Subscription payments | Payment details needed to process your subscription (handled directly by Razorpay, not by us) |
| Firebase Cloud Messaging | Push notifications | A device token, no message content |
| Account Aggregator (Bank Import) | Bank transaction import, if you opt in | Bank transaction data, only for accounts and time ranges you explicitly consent to |
Your data is stored on Supabase's infrastructure in the Mumbai (ap-south-1) region. Access is protected by row-level security, meaning the database itself enforces that you can only ever access your own data, and all connections use encryption in transit.
You can delete your account and all associated data at any time, directly within the app (Profile → Delete Account) or by emailing us. Deletion is immediate and permanent — we do not retain a copy afterward. Full details are on our account deletion page.
You can access, correct, or export your data at any time through the app itself, and delete it entirely as described above. If you have questions about your data, contact us using the details below.
FinTrack AI is not directed at, and should not be used by, anyone under 18 years of age. We do not knowingly collect information from children.
We may update this policy from time to time. Material changes will be reflected by an updated "Last updated" date above.
Questions about this policy or your data: fintrackaihelp@gmail.com